Why our Lara Jayne Davies makes an excellent equine lawyer

OLS Solicitors Blog

Why our Lara Jayne Davies makes an excellent equine lawyer

By Mark Keenan on July 2, 2024

Why Lara-Jayne Davies of OLS Solicitors makes a great equine lawyer

In the intricate and specialised world of equine law, finding a solicitor who not only understands the legal intricacies but also has a deep personal connection with the equestrian world is invaluable. Lara-Jayne Davies of OLS Solicitors exemplifies this rare combination, making her an exceptional choice for anyone seeking legal expertise in equine matters.

Deep Equestrian Roots

Lara-Jayne Davies is not just an equine lawyer; she is a passionate and accomplished dressage rider. Her involvement in the makescommunity extends beyond the courtroom and into the riding arena. As a rider who has represented Wales, she brings a unique perspective and unparalleled insight into the needs and challenges faced by equestrians. This personal experience allows her to relate to her clients on a deeper level, understanding their concerns and aspirations from first-hand experience.

Legal Expertise

At OLS Solicitors, Lara-Jayne applies her extensive legal knowledge to a variety of equine-related issues. Her expertise spans contracts, disputes, purchases and sales of horses, negligence claims, and more. She is adept at navigating the complexities of equine law, ensuring that her clients receive comprehensive and accurate legal advice tailored to their specific situations.

Representing Wales: A Testament to Dedication and Skill

Lara-Jayne’s achievement in riding for Wales is a testament to her dedication, skill, and perseverance. Competing at such a high level requires not only talent but also an in-depth understanding of equine health, training, and competition regulations. This experience equips her with the knowledge to handle cases involving competition rules, doping allegations, and other sport-specific legal matters. Her clients benefit from her ability to draw parallels between her sporting experiences and the legal challenges they face.

 Client-Centric Approach

Lara-Jayne’s approach to legal practice is client-centric, characterised by empathy, clear communication, and personalised service. Her equestrian background ensures she can speak the language of her clients, translating complex legal jargon into understandable terms. Whether her clients are seasoned equestrians or new to the sport, they can trust Lara-Jayne to guide them through their legal journeys with professionalism and care.

 A Bridge Between Law and Passion

For many equestrians, their horses are not just animals but partners and friends. Lara-Jayne’s dual identity as both a lawyer and a dressage rider bridges the gap between the legal world and the equestrian passion. She understands the emotional and financial investments involved in horse ownership and competition, making her uniquely positioned to advocate for her clients’ interests effectively.

Get in touch

Lara-Jayne Davies of OLS Solicitors stands out in the field of equine law, not just for her legal acumen but for her genuine passion and involvement in the equestrian world. Her experience as a dressage rider who has represented Wales gives her a profound understanding of her clients’ needs, making her an invaluable asset to anyone seeking legal advice in equine matters. With Lara-Jayne, clients gain not only a skilled equine lawyer but also a dedicated advocate who shares their love for horses and the sport.

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    How to Sell a Horse Without Misrepresentation: A Comprehensive Guide

    OLS Solicitors Blog

    How to Sell a Horse Without Misrepresentation: A Comprehensive Guide

    By Lucy Batstone on July 2, 2024

    How to Avoid Misrepresentation When Selling a Horse

    Selling a horse is a significant transaction that involves trust, transparency, and responsibility. Misrepresentation, whether intentional or accidental, can lead to disputes, financial loss, and damage to one’s reputation. To ensure a smooth and ethical sale, it’s crucial to provide accurate and honest information about the horse. This article outlines practical steps to avoid misrepresentation when selling a horse.

    1. Provide Accurate and Comprehensive Information

    Tip: Ensure all details about the horse are truthful and complete.

    Best Practice: Create a detailed profile of the horse that includes:

    • Age
    • Breed
    • Height
    • Training level
    • Competition history
    • Health status
    • Temperament
    • Vices or behavioral issues

    Accurate information helps potential buyers make informed decisions and sets realistic expectations.

    2. Disclose Health and Medical History

    Tip: Be transparent about the horse’s health and medical history.

    Best Practice: Disclose all known health issues, past injuries, and medical treatments. Provide veterinary records and encourage potential buyers to conduct a pre-purchase veterinary examination. If the horse has any chronic conditions or special needs, clearly communicate this to the buyer.

    Transparency about health ensures that buyers are fully aware of the horse’s condition and can make informed decisions about its suitability for their needs.

    3. Present Honest Performance and Training Records

    Tip: Accurately represent the horse’s abilities and training.

    Best Practice: Provide honest accounts of the horse’s training history and performance in competitions. Avoid exaggerating achievements or capabilities. If the horse has limitations or areas that need improvement, communicate these honestly.

    Honesty about performance and training helps buyers understand the horse’s true potential and avoid unrealistic expectations.

    4. Use Clear and Honest Advertising

    Tip: Ensure all advertisements are clear, accurate, and honest.

    Best Practice: When creating advertisements, use recent and unaltered photos and videos. Describe the horse accurately, focusing on its strengths and any notable characteristics. Avoid using ambiguous language that might mislead buyers.

    Clear and honest advertising builds trust and attracts serious buyers who appreciate transparency.

    5. Facilitate Thorough Buyer Assessments

    Tip: Allow potential buyers to thoroughly assess the horse.

    Best Practice: Encourage buyers to spend time with the horse, both on the ground and under saddle. Allow them to ride the horse in various scenarios to evaluate its behavior and suitability. Offer trial periods when feasible to provide buyers with a deeper understanding of the horse.

    Facilitating thorough assessments helps buyers make confident, informed decisions and reduces the risk of post-purchase disputes.

    6. Document Everything

    Tip: Keep thorough records of all communications and agreements.

    Best Practice: Document all interactions with potential buyers, including emails, messages, and phone calls. Provide written agreements that outline the terms of the sale, including any warranties or guarantees. Ensure that all verbal agreements are confirmed in writing.

    Documentation provides a clear record of the transaction and protects both parties in case of misunderstandings or disputes.

    7. Provide After-Sale Support

    Tip: Offer support and guidance after the sale.

    Best Practice: Stay available to answer questions and provide advice during the transition period. Offering a reasonable return policy or a period of post-sale support can reassure buyers and demonstrate your commitment to the horse’s well-being.

    After-sale support helps build a positive reputation and encourages future buyers to trust your integrity.

    8. Understand Legal Obligations

    Tip: Familiarize yourself with legal obligations related to selling a horse.

    Best Practice: Understand the laws and regulations governing horse sales in your area. Ensure that your sales practices comply with legal standards to avoid potential legal issues. Consulting with a legal professional can provide valuable guidance and help draft comprehensive sales agreements.

    Awareness of legal obligations ensures that your sale is conducted ethically and legally, protecting both you and the buyer.


    Avoiding misrepresentation when selling a horse is essential for maintaining trust, integrity, and legal compliance. By providing accurate information, being transparent about health and performance, and facilitating thorough assessments, you can ensure a smooth and honest transaction. Documenting interactions and understanding legal obligations further protects both parties and fosters a positive selling experience.

    Remember, honesty and transparency not only protect you from disputes but also enhance your reputation within the equestrian community. By prioritizing the welfare of the horse and the interests of the buyer, you can achieve successful and ethical sales.

    Happy selling!

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      Riding A Horse On UK Roads: What You Need to Know

      OLS Solicitors Blog

      Riding A Horse On UK Roads: What You Need to Know

      By Lara Davies on June 18, 2024

      learn how to stay safe when riding a horse on UK roads



      Riding a horse on UK roads can be a rewarding experience, offering both horse and rider a chance to explore new environments and build confidence. However, it comes with its own set of challenges and responsibilities. Ensuring the safety of both the rider and other road users is paramount. In this blog post, we’ll cover essential tips and regulations for riding on UK roads, helping you navigate safely and legally.


      1. Understanding the Highway Code

      Familiarise yourself with the sections of the Highway Code that pertain to horse riders.

      What You Need to Know:

      The Highway Code includes specific rules for horse riders to ensure safety on the roads. Key points include:

      – Always ride with other road users in mind.

      – Keep to the left-hand side of the road.

      – Wear a hat that conforms to current safety standards.

      – Use hand signals to indicate your intentions.

      – Do not ride on footpaths or pavements.


      Understanding these rules helps you to be a responsible road user and enhances your safety.


      1. Visibility is Key

      Make yourself and your horse highly visible.

      What You Need to Know:

      Visibility is crucial when riding on roads. Wear high-visibility clothing and equipment, especially in low light or poor weather conditions. Reflective gear for both horse and rider can make a significant difference. Consider using lights, such as flashing or static LED lights, to further enhance visibility.


      Being highly visible reduces the risk of accidents by ensuring other road users can see you from a distance.


      1. Proper Equipment

      Ensure you and your horse are properly equipped for road riding.

      What You Need to Know:

      In addition to high-visibility gear, using appropriate equipment is essential. This includes:

      – A well-fitting, high-quality riding helmet.

      – Reflective leg bands for the horse.

      – A reflective breastplate or bridle bands.

      – Safety stirrups or quick-release stirrup irons.

      – Consider using a neck strap for added control.


      Proper equipment helps in managing the horse effectively and ensures both rider and horse are prepared for various road conditions.


      1. Road Etiquette

      Practice good road etiquette to promote harmony with other road users.

      What You Need to Know:

      Good road manners are essential for safety and positive interactions. Key aspects include:

      – Riding in single file on busy or narrow roads.

      – Using clear hand signals for turning or stopping.

      – Thanking drivers who slow down or give way.

      – Avoiding sudden movements that could startle the horse.


      Practicing good road etiquette fosters mutual respect between horse riders and other road users, making the experience safer for everyone.


      1. Training and Confidence

      Ensure both you and your horse are confident and well-trained for road riding.

      What You Need to Know:

      Confidence and training are critical for safe road riding. Steps to take include:

      – Gradual exposure to road environments, starting with quiet roads.

      – Training the horse to be desensitised to common road hazards, such as vehicles, cyclists, and pedestrians.

      – Taking a riding road safety course, such as those offered by the British Horse Society (BHS).


      Proper training ensures that both rider and horse can handle road situations calmly and safely.


      1. Emergency Preparedness

      Be prepared for emergencies and know how to react.

      What You Need to Know:

      Preparation for emergencies is a must. Tips include:

      – Carrying a mobile phone with emergency contacts.

      – Knowing the location of the nearest veterinary services.

      – Carrying basic first-aid supplies for both horse and rider.

      – Wearing a medical bracelet if you have specific health conditions.


      Being prepared for emergencies can mitigate the impact of accidents and ensure prompt assistance if needed.


      1. Dealing with Difficult Car Drivers

      Stay calm and composed when encountering difficult car drivers.

      What You Need to Know:

      Unfortunately, not all drivers are considerate of horse riders. When encountering aggressive or impatient drivers, it’s crucial to remain calm and composed. Avoid escalating the situation; instead, signal for them to slow down or stop if necessary. If a driver becomes confrontational, try to move your horse to a safe area off the road. Report the incident to local authorities, providing as much detail as possible, including the vehicle’s registration number. Wearing a helmet camera can help document these encounters for future reference.


      Dealing calmly with difficult drivers helps prevent dangerous situations and ensures the safety of both horse and rider.


      1. The Legal Right to Ride on Roads

      Know your legal rights as a horse rider on UK roads.

      What You Need to Know:

      In the UK, horse riders have the legal right to use public roads. This is established under common law, which recognises horse riders as legitimate road users. However, this right comes with the responsibility to adhere to the Highway Code and to ride in a manner that ensures the safety of all road users. While there is no legal requirement for insurance, having third-party liability insurance is strongly recommended to cover any potential accidents or damages.


      Understanding your legal rights ensures you ride with confidence and responsibility, contributing to safer and more respectful interactions with other road users.


      1. Legal Requirements

      Comply with all legal requirements for riding on roads.

      What You Need to Know:

      While there are no legal requirements for horse riders to have insurance, it is highly recommended to have third-party liability insurance. This protects you in case of an accident involving other road users. Additionally, adhering to the Highway Code and local by-laws is mandatory.


      Compliance with legal requirements not only ensures your safety but also protects you from potential legal liabilities.




      Riding on UK roads requires careful preparation, adherence to safety practices, and a thorough understanding of road regulations. By being visible, using proper equipment, practicing good road etiquette, ensuring confidence through training, preparing for emergencies, dealing effectively with difficult drivers, and knowing your legal rights, you can enjoy safe and rewarding rides.


      Remember, your safety and the safety of others on the road are paramount. Happy and safe riding!

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        Legal Tips for Horse Riders During Summer Competition Season

        OLS Solicitors Blog

        Legal Tips for Horse Riders During Summer Competition Season

        By Lara Davies on June 18, 2024

        Legal Tips for Horse Riders During Summer Competition Season


        Summer competition season brings excitement and anticipation for horse riders. With the warmer weather and extended daylight hours, it’s an ideal time to showcase your skills and revel in the camaraderie of the equestrian community. However, amidst the preparation and excitement, it’s crucial not to overlook the legal aspects that can impact your experience. Whether you’re a seasoned competitor or new to the circuit, understanding and addressing these legal considerations can help you avoid potential pitfalls. In this blog post, we’ll provide essential legal tips to ensure a smooth and successful competition season.

        1. Verify Competition Rules and Regulations

        *Tip: Ensure you are familiar with the specific rules and regulations of each competition you enter.

        Each competition may have unique rules regarding horse welfare, rider conduct, equipment, and qualifications. Ignorance of these rules can lead to disqualification or penalties. Thoroughly review the rulebook or competition guidelines, paying special attention to any changes or updates from previous years. Keep a copy of these rules for reference and ensure your team is equally informed. Understanding the qualification criteria and entry requirements well in advance can prevent last-minute surprises and help you prepare adequately, ensuring a smooth experience on the day of the event.

        2. Health and Safety Compliance

        *Tip: Adhere to all health and safety requirements for both horse and rider.

        Competitions often have strict health and safety regulations, including vaccinations, health certificates, and biosecurity measures. Ensure your horse’s vaccinations are up-to-date and that you have all necessary health certificates. Riders should also comply with safety gear requirements, such as riding hats and body protectors. Failure to meet these requirements can result in exclusion from the competition or legal liabilities in case of an incident.

        3. Insurance Coverage

        *Tip: Review and update your insurance policies for both horse and rider.

        Having adequate insurance is crucial, including personal accident insurance for riders and equine insurance for your horse. Ensure your policies cover competition-related incidents, including travel, injury, and liability. Verify the coverage limits and any exclusions. Carry proof of insurance with you during competitions in case it’s required by event organisers or in the event of an accident. Consulting with an insurance specialist who understands equestrian needs can ensure you have the appropriate coverage.

        4. Contracts and Agreements

        Tip: Use written contracts for any professional services related to the competition.

        Whether you’re hiring a trainer, transporter, or groom, it’s essential to have clear, written contracts outlining the terms of service. These contracts should detail the scope of work, payment terms, responsibilities, and liability clauses. Clear agreements help prevent disputes and provide legal recourse if services are not rendered as agreed. Always review contracts carefully and consider seeking legal advice if necessary.

        Contracts are vital for clarity and protection. For example, a trainer contract should include the training schedule, fee structure, and performance goals. Transport contracts should detail the route, care provisions during transport, and liability for delays or injuries. Legal advice can help draft comprehensive contracts that cover all potential contingencies.

        5. Horse Ownership and Leasing

        *Tip: Clarify ownership and leasing arrangements legally.

        If you’re riding a leased horse or a horse owned by someone else, ensure the arrangement is documented in a formal agreement. This agreement should specify the duration of the lease, responsibilities for costs, care requirements, and permissions for competition. Clearly outlining these details can prevent misunderstandings and provide protection in case of a dispute.

        Loan agreements should be thorough and detailed. Key elements include the lease term, payment schedule, care and maintenance responsibilities, insurance requirements, and termination conditions. Permissions for competition should be clearly stated, including any restrictions on the types or number of events. Both parties should sign the agreement, and it should be reviewed periodically to address any changes in circumstances.

        6. Transport Regulations

        *Tip: Comply with all transport regulations when travelling to competitions.

        Transporting your horse to competitions involves adhering to various regulations, including vehicle safety standards, driver qualifications, and animal welfare laws. Ensure your vehicle is roadworthy and meets all legal requirements. Drivers should have the appropriate licenses and training. Additionally, plan your journey to include regular rest stops for your horse to comply with welfare standards.

        7. Intellectual Property and Media Rights

        *Tip: Understand your rights regarding competition footage and photos.

        Many competitions will have photographers and videographers present, and they may use your images for promotional purposes. Understand the event’s policies on media rights and how your images may be used. If you wish to control the use of your or your horse’s likeness, negotiate these terms before the competition and ensure any agreements are in writing. For more detailed information on managing media rights, Equestrian Law provides excellent resources.

        8. Dispute Resolution

        *Tip: Have a plan for addressing disputes or grievances.

        Despite best efforts, disputes can arise during competitions. Whether it’s a judging decision, a dispute with another competitor, or an issue with event organisers, it’s important to know the proper channels for resolving these issues. Familiarise yourself with the competition’s dispute resolution procedures and have a clear strategy for addressing any grievances promptly and professionally.

        Knowing the competition’s procedures for handling complaints or appeals can streamline the process. Prepare documentation to support your case, such as photos, videos, or witness statements. Approach disputes calmly and professionally, seeking resolution through official channels first. If necessary, legal advice can provide guidance on more complex disputes. Lara Davies of OLS solicitors would be happy to oofer you some advice.


        Summer competition season is a time for excitement and achievement, but it also requires careful legal preparation. By understanding and addressing these legal considerations, you can protect yourself, your horse, and your interests. From verifying competition rules to ensuring proper insurance coverage and complying with health and safety regulations, these tips will help you navigate the season with confidence and peace of mind.

        Remember, being legally prepared is just as important as physical preparation. It ensures that you can focus on what you do best—competing and enjoying the sport you love.

        Happy competing!

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          Best Practices for Loaning a Horse: A Comprehensive Guide

          OLS Solicitors Blog

          Best Practices for Loaning a Horse: A Comprehensive Guide

          By Lara Davies on June 18, 2024

          Get tips on loaning your horse


          Loaning a horse can be a mutually beneficial arrangement for both the owner and the borrower. It offers flexibility and the opportunity to enjoy the experience of horse ownership without the financial strain of buying your own horse. However, to ensure a successful and harmonious loaning arrangement, it’s essential to follow best practices that protect both parties and, most importantly, the welfare of the horse. In this blog post, we’ll outline the key steps and considerations for loaning a horse.

          1. Define the Terms Clearly


          Tip: Establish clear, detailed terms for the loan arrangement.

          Best Practice:

          Draft a comprehensive loan agreement that outlines the responsibilities and expectations of both the owner and the borrower. This should include:

          – Duration of the loan

          – Financial responsibilities (e.g., veterinary care, farrier, insurance, feed)

          – Care and exercise requirements

          – Usage restrictions (e.g., competition, breeding)

          – Conditions for termination of the loan


          A clear agreement helps prevent misunderstandings and provides a reference point in case of disputes.


          1. Conduct a Thorough Assessment

          Tip: Evaluate the suitability of both the horse and the borrower.

          Best Practice:

          For Owners:

          – Assess the borrower’s experience and facilities.

          – Ensure they have the necessary skills and resources to care for your horse.

          – Visit the borrower’s yard to inspect the facilities.


          For Borrowers:

          – Assess the horse’s temperament, health, and suitability for your needs.

          – Arrange for a trial period to ensure compatibility.

          – Consult with a veterinarian to verify the horse’s health status.


          A thorough assessment ensures that the horse is placed in a suitable environment and that the borrower is confident in their ability to meet the horse’s needs.


          1. Insurance and Liability

          Tip: Ensure appropriate insurance coverage is in place.

          Best Practice:

          Both parties should have adequate insurance coverage. The borrower should have public liability insurance to cover any accidents or damage caused by the horse. The owner should maintain insurance for major medical expenses, mortality, and theft. Specify in the loan agreement who is responsible for insurance premiums and any excess payments.


          Insurance provides financial protection and peace of mind, covering unforeseen events that could otherwise lead to significant costs and legal disputes.


          1. Regular Communication

          Tip: Maintain open and regular communication.

          Best Practice:

          Establish a schedule for regular updates and visits. Owners should stay informed about their horse’s well-being and any changes in its condition or behaviour. Borrowers should feel comfortable reporting any issues or concerns promptly.


          Regular communication fosters trust and ensures that any problems are addressed quickly, maintaining the welfare of the horse and the satisfaction of both parties.


          1. Veterinary Care and Health Monitoring

          Tip: Agree on a plan for veterinary care and health monitoring.

          Best Practice:

          The loan agreement should specify the protocols for routine veterinary care, vaccinations, and emergency treatments. Agree on who will contact the veterinarian, how costs will be covered, and what to do in case of an emergency.


          Regular health monitoring and timely veterinary care are crucial for the horse’s well-being. Clear guidelines prevent delays in treatment and ensure both parties know their responsibilities.


          1. Training and Exercise

          Tip: Set clear guidelines for the horse’s training and exercise regimen.

          Best Practice:

          Agree on the type and frequency of exercise and training the horse will receive. Ensure the borrower understands and respects the horse’s current fitness level and training needs. This can include specifics about riding, turnout, and any restrictions due to the horse’s age, health, or temperament.


          Consistent training and exercise are essential for the horse’s physical and mental health. Clear guidelines help maintain the horse’s condition and prevent overuse or neglect.


          1. End-of-Loan Arrangements

          Tip: Plan for the end of the loan period well in advance.

          Best Practice:

          The loan agreement should outline the procedures for returning the horse at the end of the loan period. Include conditions for extending the loan, the notice period for termination, and the process for transferring care back to the owner.


          Having a clear end-of-loan plan ensures a smooth transition for the horse and avoids last-minute complications or misunderstandings.


          1. Legal Considerations

          Tip: Consider consulting a legal professional.

          Best Practice:

          While a detailed loan agreement can cover most aspects of the arrangement, consulting with a legal professional can ensure that the contract is comprehensive and enforceable. This can be particularly important for high-value horses or complex loan arrangements.


          Legal advice helps protect both parties’ interests and ensures that the agreement complies with relevant laws and regulations.




          Loaning a horse can be a rewarding experience when done correctly. By following these best practices, owners and borrowers can create a structured, transparent, and fair arrangement that prioritises the horse’s welfare and meets the needs of both parties. Clear agreements, thorough assessments, and regular communication are key to a successful loaning experience.


          Remember, the primary goal is to ensure the well-being of the horse while fostering a positive and beneficial relationship between the owner and the borrower.

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            OLS Solicitors will be at the Royal Welsh Show 2024

            OLS Solicitors Blog

            OLS Solicitors will be at the Royal Welsh Show 2024

            By Lara Davies on June 11, 2024

            Join us at The Royal Welsh Show 2024! OLS Solicitors is thrilled to announce our participation at this amazing event. We invite you to visit our stand, where we’ll be showcasing our specialised services tailored for the equine and agricultural sectors. Don’t miss the chance to grab some exclusive merchandise and learn more about how we can assist you with your legal needs. Come and say hello – we can’t wait to meet you!

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              How to Buy a Racehorse: The Legal Aspects

              OLS Solicitors Blog

              How to Buy a Racehorse: The Legal Aspects

              By Lara Davies on April 9, 2024

              racehorse ownership

              Embarking on the journey of racehorse ownership can be as thrilling as it is complex, presenting a unique set of legal and financial considerations that potential owners must navigate. As an equine law expert at OLS Solicitors, I’ve guided numerous clients through the intricacies of purchasing a racehorse, ensuring their ventures into the racing world are both legally sound and rewarding. Here, I’ll share essential advice on tackling the legal aspects of racehorse ownership, from syndicate purchases and tax-efficient investments to conducting vital health checks and securing appropriate insurance.


              Joining a Syndicate: The Collective Approach


              Syndicate ownership offers a more accessible entry point into the racing industry, allowing you to share the costs and joys of racehorse ownership with others. However, it’s imperative to establish a clear syndicate agreement from the outset. This legal document should detail the ownership structure, financial commitments, profit distribution, and exit strategies, ensuring all parties’ rights and responsibilities are transparent. At OLS Solicitors, we specialize in drafting and reviewing these agreements to protect your interests fully.


              Maximising Your Investment with EIS


              For those considering racehorse ownership as a financial venture, the Enterprise Investment Scheme (EIS) offers attractive tax reliefs, making it a potentially lucrative investment. However, navigating EIS regulations requires expertise to ensure your investment qualifies. Our team at OLS Solicitors can provide the necessary guidance, ensuring your racehorse investment is both compliant and tax-efficient.


              The Importance of a Pre-purchase Vet Check


              A comprehensive veterinary examination before purchasing a racehorse cannot be overlooked. This step is crucial in uncovering any health issues that could impact the horse’s performance or overall value. Legal disputes can often arise from undisclosed health problems discovered after purchase. At OLS Solicitors, we can help you understand the legal implications of the vet check results, advising on the best course of action should any issues be identified.


               Insuring Your Racehorse


              Insurance is a critical component of protecting your investment in a racehorse. From covering veterinary bills to insuring against loss of value or mortality, the right policy can safeguard you against unforeseen financial losses. Our team can assist in reviewing insurance policies, ensuring you have comprehensive coverage that meets your specific needs.


              Navigating Caveat Emptor


              The principle of caveat emptor, or “let the buyer beware,” plays a significant role in the purchase of a racehorse. It’s incumbent upon you, the buyer, to conduct thorough due diligence before finalising your purchase. This includes a detailed vet check, an examination of the horse’s racing history, and an understanding of its training background. Should issues arise post-purchase, having meticulously documented the buying process and any representations made by the seller can prove invaluable. At OLS Solicitors, we’re here to guide you through this process, ensuring you’re fully informed and protected every step of the way.


              Your Next Step to Racehorse Ownership


              Navigating the complexities of racehorse ownership requires careful planning, detailed due diligence, and expert legal advice. As an equine law expert at OLS Solicitors, I am here to provide you with the guidance and support needed to make your venture into racehorse ownership a success. Whether you’re considering a syndicate purchase, looking into tax-efficient investment schemes, or seeking to ensure your prospective horse is a sound investment, our team has the expertise to assist you.

              Don’t embark on this exciting journey alone. Contact us at OLS Solicitors today, and let us help you navigate the legal landscape of racehorse ownership, ensuring your venture is as thrilling as it is rewarding.


              For professional advice on buying a racehorse and navigating its legal aspects, reach out to Lara Davies and the team at OLS Solicitors. We’re here to ensure your racehorse ownership journey is a success from the start.

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                Essential Tips for Drafting Horse Loan Agreements

                OLS Solicitors Blog

                Essential Tips for Drafting Horse Loan Agreements

                By Lara Davies on March 11, 2024

                Picture of Lara Davies equine lawyer


                In my role as the Head of Equine Law at OLS Solicitors, I have witnessed numerous cases where poorly drafted or non-existent loan agreements for horses have caused significant challenges for clients. A carefully crafted loan agreement is crucial in clarifying the expectations and responsibilities of both the horse owner and the loanee. In this blog post, I will provide some key considerations and expert advice on drafting a robust loan agreement for horses.

                1. Identification of the Horse

                One of the fundamental aspects of a horse loan agreement is the clear identification of the horse involved. It is essential to document specific details such as the horse’s name, age, breed, and any identifying marks. This will help prevent any disputes or confusion regarding the horse in question.

                2. Duration of the Loan

                Specify the start and end dates of the loan period in the agreement. Additionally, consider incorporating provisions for extending the loan period if both parties mutually agree. Clearly defining the timeframe ensures transparency and avoids any misunderstandings.

                3. Financial Responsibilities

                A well-drafted loan agreement should clearly outline the financial obligations of each party. It is vital to define who will bear the costs associated with veterinary care, farriery, insurance, and daily maintenance. This explicit identification of responsibilities prevents unexpected disputes and ensures smooth coordination between the parties involved.

                4. Use of the Horse

                Define the specific purposes for which the horse may be used during the loan period. This includes specifying the types of riding activities, competitions, and any breeding restrictions. Clearly delineate the permitted activities to protect the horse’s welfare and prevent any unauthorized use.

                5. Termination Conditions

                Include conditions under which the loan agreement can be terminated by either party. This section should cover scenarios such as a breach of agreement, the horse’s illness, or if the horse becomes unsuitable for the loanee. Setting forth termination clauses ensures that both parties are aware of the circumstances that can lead to the agreement’s conclusion.

                6. Insurance

                It is strongly advisable to have the horse insured during the loan period. The loan agreement should clearly state who is responsible for obtaining and paying for the insurance coverage. Insuring the horse safeguards against potential risks and ensures adequate protection for all parties involved.

                7. Dispute Resolution

                An effective loan agreement should include a process for resolving disputes should they arise. Consider outlining a procedure that includes mediation as the initial step before pursuing any legal action. This approach encourages dialogue and can often lead to amicable solutions.


                Drafting a comprehensive loan agreement is essential for the well-being of the horse and the protection of both the horse owner and the loanee. By following the key considerations discussed in this blog post and seeking legal advice when necessary, you can establish a strong contractual foundation that minimises the risk of disputes. Remember, a well-drafted loan agreement promotes transparency, safeguards the interests of all parties involved, and ultimately contributes to a positive and mutually beneficial horse loan experience.

                If you require expert advice or assistance in drafting a loan agreement, please feel free to reach out to the equine law team at OLS Solicitors.

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                  Horses and the law: A horsey lawyers unique perspective

                  OLS Solicitors Blog

                  Horses and the law: A horsey lawyers unique perspective

                  By Lara Davies on June 14, 2023

                  An article about common legal issues in the horse world in Autumn in the UK

                  Horse ownership in the United Kingdom, as anywhere else, is not without its potential legal pitfalls. From horse trading to stable management, every facet of horse-related activities has an associated risk that, if not managed properly, could end up in a legal dispute. While we often enter the world of equestrianism with an optimistic outlook, it’s important to remember that even friendly arrangements can sometimes sour, leading to unexpected legal issues, which we shall explore in this blog post.


                  The following blog post not intended as legal advice, but rather to raise awareness about some common areas of legal conflict in the equestrian world. It’s always wise to consult a qualified solicitor for legal advice.


                  Horse Ownership and Buying/Selling Horses


                  In the UK, the sale and purchase of horses are governed by the Sale of Goods Act 1979 and the Consumer Rights Act 2015. These laws set out the rights of buyers and sellers and the implied terms in a sale contract. For instance, the horse should be fit for a particular purpose that the buyer has made known to the seller. Non-compliance with these laws could lead to legal issues and even court cases.


                  Boarding Stables


                  Boarding stables regularly face legal issues with non-paying boarders or those who are consistently late with payments. In such cases, the horse often ends up as the only asset to negotiate with. UK law allows for a “Lien for stabling and pasturage of horses” (Torts (Interference with Goods) Act 1977). This provides stable owners with a legal right over the horse until the outstanding payment is made.


                  It’s also important to have a clear boarding agreement that includes the UK’s Animal Activity Licensing regulations and liability waivers. Remember, though, a liability waiver does not absolve a stable owner from all responsibility. If a boarder can prove negligence, a lawsuit could still be possible.


                  Leasing a Horse


                  Leasing a horse can offer a win-win situation for both parties, but it’s crucial to have a detailed contract outlining the terms, fees, and exclusions. This can prevent misunderstandings that could lead to legal disputes. The contract should include the lease duration, payment schedule, assigned riding days, and authorized riders, among other things.


                  Horse trailers


                  Owners of horse trailers should be aware of potential insurance issues when lending out their trailers or offering transport services. Check your insurance policy to see what’s covered and what’s not, as you may find that your home or car insurance won’t cover an accident involving your trailer and someone else’s horse.




                  Commercial equestrian businesses in the UK typically carry comprehensive insurance due to the high liability risk associated with their operations. It’s essential to understand exactly what your insurance covers. Trainers and riding instructors need to be cautious and consider obtaining coverage for the care, custody, and control of their clients’ horses, as the venue’s insurance policy may not extend to cover them.


                  Living in fear of lawsuits is no way to enjoy the wonderful world of horses. However, it’s always wise to be prepared by having detailed contracts, consulting with a solicitor for complex legal issues, and securing appropriate insurance coverage for your equestrian activities. This proactive approach is the best way to protect your interests and ensure a pleasant and worry-free equestrian experience.

                  Contact us for expert advice on your horse related matter.

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                    OLS Solicitors launch new equine law service

                    OLS Solicitors Blog

                    OLS Solicitors launch new equine law service

                    By Lara Davies on June 12, 2023

                    Lara Hooper equine law expert

                    New equine law service launches led by Lara Davies, equestrian and lawyer

                    OLS Solicitors is pleased to announce the launch of a new equine law service. The firm’s decision to expand into this area of practice is rooted in their understanding of the unique legal needs of the equine world, including equestrians, farmers, and landowners.


                    Senior level expertise in equine matters


                    This new service is led by Lara Davies, a Director and solicitor specialising in Matrimonial and Private Children matters, who brings her personal passion and knowledge of the equine industry into play to provide comprehensive legal services tailored to clients’ needs.

                    Lara Davies seasoned dressage competitor and horse owner


                    Davies, a seasoned dressage competitor, understands the intricacies of the equine world first-hand, having spent her life successfully competing in national and regional level dressage competitions. Her experience in the saddle gives her a unique insight into the challenges and issues equestrians face. Combining this with her legal expertise, she is perfectly placed to guide clients through the complexities of equine law.


                    Wide range of equine law services covered


                    The equine law services offered by OLS Solicitors span a wide range of areas. These include Pre and Post Nuptial Agreements, Matrimonial Finances, Equine Dispute Resolution, Equine Drafting, and Wills and Inheritance Disputes. Each of these services is tailored to provide specialist advice on how equestrian and agricultural assets are treated and protected, particularly in the context of divorce and inheritance disputes.


                    Equine dispute resolution services


                    For instance, OLS Solicitors’ Equine Dispute Resolution service assists clients with all aspects of equine disputes, from the mis-selling of equines to loan disputes and ownership disagreements. Their senior solicitors work to resolve disputes efficiently and effectively, aiming to minimise clients’ legal costs.



                    Equine drafting services


                    The Equine Drafting service, on the other hand, is designed to prevent disputes from arising in the first place. This service offers drafting services in areas like loan agreements, agreements for sale and purchase, ownership and shared ownership, livery agreements, and more.

                    Our commitment to the equine world


                    In launching this equine law service, OLS Solicitors demonstrate their commitment to serving the unique needs of the equine world. With a team of senior solicitors equipped with personal understanding of the equine and agricultural industry, they are ready to assist clients in protecting their assets and resolving their disputes efficiently.


                    The equine industry is complex and multifaceted. Legal issues can be just as complicated, requiring a deep understanding of both the law and the industry. Lara Hooper’s unique blend of legal acumen and personal equine experience places OLS Solicitors in an excellent position to provide a first-class service to their clients. Whether you are a horse owner, farmer, or landowner, you can trust in OLS Solicitors’ equine law services to help you navigate the legal landscape with confidence.

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