Fixed Fee Cohabitation Agreement Solicitors

Fixed fee: £899 + VAT

If you live together (or plan to) without getting married, a cohabitation agreement can protect your home, savings, and day-to-day finances. It sets out what you both agree will happen during the relationship and if you separate — in writing.

This is sometimes called a living together agreement. It is designed to reduce uncertainty and avoid expensive disputes later.

What is a Cohabitation Agreement?

A cohabitation agreement is a written agreement between unmarried couples who live together (or intend to live together). It records who owns what, how you manage bills and outgoings, and what should happen if you separate.

In England and Wales, many people assume “common law marriage” gives automatic rights. In practice, cohabiting couples can be left without the legal protections married couples have. A properly drafted agreement gives clarity and helps protect both parties.

When do you need one?

This service is ideal if any of the following apply:

• You are buying a property together
• You are moving into a partner’s home
• You are paying an unequal deposit or contributing more to the mortgage
• You want to protect savings, investments, or a business interest
• You want clear terms on household bills and joint spending
• You have children from a previous relationship and want clarity around assets

What your cohabitation agreement can cover

Your agreement can be tailored to your circumstances. Common areas include:

• Property ownership – who owns the property and in what shares
• Deposits and contributions – what happens if one person paid more
• Mortgage and rent payments – who pays what and how it is recorded
• Household bills – utilities, council tax, food, subscriptions
• Savings and assets – what stays separate and what is shared
• Debts and liabilities – credit cards, loans, overdrafts
• Separation terms – practical steps if you split up (e.g., sale timelines, notice periods)
• Personal items – vehicles, valuables, items bought during the relationship

Fixed Fee Cohabitation Agreement Service – What’s Included

For £899 + VAT, OLS Solicitors will:

• Take clear instructions about your circumstances and goals
• Draft a bespoke cohabitation agreement (not a generic template)
• Set out ownership of assets and responsibility for liabilities
• Include practical terms for separation to reduce disputes
• Provide revisions to reflect agreed changes
• Explain the agreement in plain English, so you understand what you are signing

No hourly rates. You know the cost upfront.

Are Cohabitation Agreements Legally Binding?

While a cohabitation agreement is not the same as a court order, it can carry significant legal weight where it is properly prepared and both parties:

• entered into it freely (without pressure)
• understood what they were signing
• provided full and honest financial information
• agreed fair and reasonable terms

Professional drafting helps ensure the agreement is clear, balanced and more likely to be upheld if it is ever relied upon.

Cohabitation Agreement vs Declaration of Trust

A declaration of trust typically deals only with the ownership shares in a property.

A cohabitation agreement can go further and cover wider issues such as living costs, savings, debts, and practical separation arrangements.

Depending on your circumstances, you may need one or both. OLS Solicitors can guide you to the right solution.

Why Choose OLS Solicitors?

• Specialist family law solicitors
• Fixed fee pricing for cost certainty
• Clear, practical advice with a focus on real-life outcomes
• Remote service available across England & Wales
• Bespoke drafting tailored to your property and financial situation

Fixed Fee Cohabitation Agreement Cost

£899 + VAT

• No hourly billing
• No unexpected invoices
• Clear scope from the outset

Get Started

If you are moving in together, buying a property, or want clarity around how you manage money while living together, a cohabitation agreement is a sensible step.

Contact us to day on 01554 756952 or request a callback.